However, I realize that some of you may decide to participate in this ritual of Black Friday, so here is my gift to you to take shopping, whether it is Friday or any other day.
- Will this purchase help me reach my financial goals?
- Do I really need this item or just want it?
- Would I come back tomorrow to buy this?
- Can I really afford it?
- Would I buy if if I had to pay cash for it?
- If I buy it on my credit card, can I pay it off this month?